Formula that cost me 10 years of my life

AND(TEXT(vlocity_cmt__PriceListId__r.MC_AccountType__c) != vlocity_cmt__AccountRecordType__c,
TEXT(vlocity_cmt__PriceListId__r.MC_PricelistCountry__c) != TEXT(Account.MC_Country__c),
TEXT(vlocity_cmt__PriceListId__r.CurrencyIsoCode) != TEXT(Account.CurrencyIsoCode))