Benefit_Determination__c activeFAARecord = new Benefit_Determination__c(
            RecordTypeId = rtFAA.Id,
            Status__c = 'Active',
            TFI_Level__c = '$70K or Less',  // This should trigger the 70% calculation
            Employee_Application__c = empApp.Id,  // Lookup to the related Employee_Application__c
            Biweekly_Hours__c = 80  // Assuming a full 80 hours for no pro-rating
        );
        insert activeFAARecord;